Franklin Trend is a wealth and investment management firm. We service clients located throughout the United States. We are happy to answer any questions.
✦
Franklin Trend Investment Management · Confidential
Your Wealth Protection
Evaluation Checklist
Complimentary
No Cost
No Obligation
No Obligation
Designed for individuals with $1M or more in liquid assets approaching or in retirement. Check each item that is clearly and confidently in place. Every unchecked item represents a potential gap in your financial security.
I
Estate Planning
0/4
My will and trust documents have been reviewed within the last 3 years
Most are outdated within 5 years due to life changes
My beneficiary designations on all accounts are current and intentional
IRAs, 401(k)s, and life insurance pass outside the will
I know what my family actually receives after taxes, fees, and distribution
The "real number" is often 30–40% less than the estate value
My spouse could manage everything independently if I were gone tomorrow
Includes knowing who to call, what exists, and where it is
II
Tax Strategy
0/4
I have a written, multi-year tax reduction strategy — not just annual filing
Proactive planning captures opportunities annual filing misses
I know my projected tax burden in retirement across all income sources
RMDs, Social Security, and investment income interact in costly ways
My Roth conversion strategy has been reviewed and optimized
The window before RMDs begin is often the best conversion opportunity
My advisor and CPA communicate directly with each other on my behalf
Most don't — and the gap between them costs clients significantly
III
Asset Protection
0/3
I know which of my assets are legally protected from a lawsuit or judgment
Most people assume protection that doesn't exist in their state
My umbrella policy has been reviewed and reflects my current net worth
Most umbrella policies haven't kept pace with wealth accumulation
My investment properties and business interests are held in proper entities
Personal-name ownership exposes all assets to a single liability event
IV
Retirement Income
0/4
I have a written retirement income plan showing cash flow year by year
Not just an account balance — actual income by source, by year
My Social Security claiming strategy has been formally analyzed
The difference between optimal and default can exceed $100,000
My plan has been stress-tested against a 30% market decline in year one of retirement
Sequence-of-returns risk is the most underestimated retirement threat
My healthcare cost exposure in retirement has been quantified and planned for
Average couple needs $350K+ for healthcare in retirement
V
Investment Strategy
0/3
My advisor has a clearly defined, rules-based process for reducing risk — not just a buy-and-hold philosophy
Can they tell you in advance when they will reduce your exposure?
I know my portfolio's realistic worst-case scenario — not just average returns
Most portfolios look fine in average years and devastating in bad ones
I am not dangerously concentrated in a single stock, sector, or asset class
Concentration that created wealth can also destroy it
VI
Legacy & Family
0/2
My children's inheritance is structured to survive a divorce or creditor claim
An outright bequest is fully exposed; a trust is not
All of my advisors — financial, legal, and tax — operate as a coordinated team
Fragmented advice is the most common and costly wealth gap